Do you like your credit card company?
Do they always treat you with kindness over the telephone, or do they always sound robotic as they pass you from one department to the next? Do you get good answers and help from your credit card company or do they just plunge you into their endless vortex of telephone operators and the music you hear while on hold?
Actually many times the music is the best part of the call.
The purpose of this blog is to help everybody escape the traps of debt.
I want you to be debt free so that you can live your life as a free person.
What would it be like for you to have no debts? Would there be less worrying in your life? Would there be fewer arguments about money?
Imagine keeping all of your money and only spending it on things you really want. Imagine going out to eat and not worrying about how much money you’ll spend. Imagine deciding to go on a vacation without needing to make a budget because of all of your other bills.
How is your Debt Snowball working for you?
Dave Ramsey (of The Dave Ramsey Show, daveramsey.com, total money makeover, mytotalmoneymakeover.com, Financial Peace University, www.foxbusiness.com, etc.) touts the debt snowball method of paying debts. What is the Debt Snowball method of paying off debts? The way it is done is you cut your expenses, pick the credit card with the least amount of debt and work to pay it off using the monthly expenses you cut.
Next you need to get another job and cut more expenses while applying that money to that first debt until it is gone. The next step is to use your extra money to pay the next smallest debt until it is paid off.
The Debt Snowball is better than doing nothing. It does make sense in a way. It has several flaws and probably will cost you money that you otherwise could keep.
What if you have already cut back on everything and have nothing left to cut?
What if you have a job that requires you to work different shifts? That means no steady second job.
There are other debts besides credit cards. Sometimes it is better to pay them off first, sometimes not. The debt snowball method doesn’t consider that.
Just because a debt is smaller than another one doesn’t mean it is best to pay it off first. Sometimes it is better to focus on higher interest rate debt than a lower interest rate, but not always. The debt snowball method doesn’t go into that at all.
The Debt Snowball Method is seriously flawed.
How to Be Debt Free Fast! will show you a better way to pay your debts that overcomes all of the problems with the debt snowball method.
You will pay off all of your debts faster and keep more money in your pocket. Isn’t that what it’s all about?
The e-book version of “How to Be Debt Free Fast!” is only $12.95. Would you rather send thousands more dollars to your mortgage company and credit card companies? The money saving tips in section one alone will pay for this information hundreds of times over.
If the information in this book saves you just one mortgage payment how much would that be? What if it saved you just one year of payments? I know that this information will save you years of payments. Isn’t that worth just $12.95? You know it is.
When I say debt free I mean all debts, including your mortgage, even if you just got a thirty year loan yesterday. Many companies touting debt free solutions aren’t including mortgages. They only talk about credit card debt.
You can do it without borrowing more money in the form of a consolidation loan. You can do it without getting a second job, and you can do it without declaring bankruptcy.
My formula will show you how to pay off ALL of your debts in seven years or less INCLUDING YOUR MORTGAGE! If you don’t have a mortgage then you can use the formula to be out of debt much faster.
You will be out of debt very fast and save tens of thousands of dollars. If you have a newer mortgage you’ll save over $100,000.00.
The book has three parts. The first section is how to save money in ways you probably haven’t considered. You’ll be pocketing more money to use to pay off your bills faster.
The second part shows you how to save thousands of dollars on taxes (USA only). These are not your everyday known-to-everybody deductions. These are really useful deductions that you can use to put thousands of dollars in your pocket.
Part three has the debt free fast formula. It shows you step by step how to apply it. You will see the best way to arrange your finances in order to pay off everything you owe in the quickest way possible.
You can’t miss when following it. If you can read the example and follow the simple instructions, you will be debt free fast and save thousands of dollars every year.
There is also an appendix that talks about politics and money. It includes a couple of paragraphs about proven alternative ways to earn some extra income working at home. It doesn’t go into any details. It just shows some ways many people earn income from home. Some people do so well with these methods that they quit their regular jobs and work at home full time.
Order “How To Be Debt Free Fast!” for only $24.98 because it will make you a free person and because you’ll love being free.
This is a printed book that you can order by calling
1 (877) 809-1659.
Call and speak to a real person
Monday – Friday 9:00 am – 9:00 pm
and Saturday 9:00 am – 6:00 pm Eastern Time.
Request “How to Be Debt Free Fast”
by Mr. Michael J. Beninate.
Item number 245 760 899.
Have this information ready when you call.
You can also order the print version online any time of day or night at this link;
The e-book version is now available for only $12.95. Click this link to order.
Yup, way to lead us in, but all you want is people to buy your book so you can be debt free. If you really cared about helping, you’d make it free.
I’m really glad you brought this up. Most people wouldn’t approve a comment like yours ever. I’m not afraid to do so. I’ve been debt free for years because I used the same techniques in this book. You say it should be given away. Well maybe you aren’t paying attention but I’m giving everybody some big chunks of this book right now. How could you miss that? The information in any section of the book would be enough to save you thousands and thousands of dollars every year for the rest of your life. So who is really getting the better deal here? You pay me just $12.95 for some great information and you get to save hundreds of thousands of dollars for the rest of your life. I’ve already offered you enough free information to pay for the book thousands of times over.
Let me ask you something Mr. Guest. Did you pay for the home in which you’re living or did you tell somebody they should give it to you? Are you paying utility bills or did you tell the companies they should give it to you? Do you buy food or do you tell the grocery store they should give it to you? Have you every told your doctor that he should do everything for you without being paid? Maybe you’re a naked nomad that roams the streets and only gets to use the internet in a library. I don’t really know your situation. You need to back up a moment and take a look at the way the world works. You’ve been a part of it for a while so perhaps you can see that other people offer goods and services that people want. If the people don’t want those products then they don’t buy them. That is all there is to it.
I’ve compiled some great information from personal experience and research into a very convenient package that offers great value. People buy it because they recognize it would be much easier to get the data from someone who has already done it than to spend all the time and effort to figure it out on their own and maybe not learn it all. Just the time saving element alone is worth the price of the book. The e-book makes it an even greater value.
It’s funny that you made your comment but didn’t even download your free sample chapters. Maybe you want someone to pay you to download it.