Archive for the ‘How To Be Debt Free Fast!’ category

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Where Is Your Money Invested?

February 9th, 2010
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This article isn’t about saving money directly but it is about elevating your standard of living and saving your community and country (whichever it may be).

Where is your money invested? This is really simple. Would you like to save your local community and your state from financial problems? Would you like for there to be more jobs in your city? Would you like for more people to be able to afford their own homes and cars if they want them? Would you like to be able to afford more luxuries in your life?

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Tired Of Scams; Contact The FTC

January 30th, 2010

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Twice this week I’ve come across deals too good to be true. One of them originated from a telemarketing call. Apparently the national do not call list is meaningless to scammers. Only the real companies obey the laws.



This article could turn into a small book. I’ll keep it as brief as possible. Watch the videos at the bottom of the page. There is a place to complain about offers and deceptive advertising. Go to http://ftc.gov. This is the Federal Trade Commission. They set many regulations regarding money transfers and business in the USA. Thus they need to know about anybody who is a fraud or making suspicious offers, whether it is for products or money making scams.

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It’s Official: Dog Food Now Costs More Than Human Food.

January 26th, 2010
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How much do you pay for pet food? It just might be cheaper for you to make it yourself than to purchase it at a grocery store.




I have a small dog that doesn’t eat very much, but the size of the dog
doesn’t matter. Look at the prices of your pet food in terms of cost
per pound. For years I bought a high quality pet food called EVO by
Natura. It was the best dry dog food I could find. It cost a bit more
than other brands.

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Pier 1 Imports Is Anti-worker

January 19th, 2010
debt snowball, debtsnowball

Most of the posts here are about saving money. This one is about a really negative, nasty, cruel, mean spirited, anti-worker, policy used by Pier 1 Imports.




I learned something this week that is really appalling to me. When I heard it for the first time I was at first nonplused and then got a bit angry that a national company would operate this way. What am I talking about? Employment.




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Credit Card Protest/National Default Day Video Taking Off!

December 30th, 2009

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Somehow Lita Epstein (a writer at  http://www.dailyfinance.com) found my “Credit Card Protest Video” at Youtube.com. Just by her linking to the video in her story about criminal credit card companies it has jump-started the movement. Here is the web address http://www.dailyfinance.com/story/lenders-write-off-more-credit-card-debt/19297958. Read all of the horror stories people have shared about their credit card companies in the comments section below her article.

This is the video posted at Youtube.com: http://www.youtube.com/watch?v=x0b8SNskoTE

This is the link to the story on this site: http://www.mrmoneyhelper.com/how-to-be-debt-free-fast/credit-card-protest-video-national-default-day-january-3-2010/

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Part 2: How Much House Do You Need?

December 22nd, 2009
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In the last post I talked about how much house do you need and extended that question to possessions. If you have enough space for your possessions then you really don’t need a bigger house or apartment. Removing unused possessions from your home will give you plenty of extra space and might lead you to get an even smaller space




I want to add something to this subject that is a bit abstract, beauty. All people want beautiful things. Seeing something beautiful makes everybody feel better. Each person decides what is beautiful for themselves. We all want beautiful things because those beautiful things make us feel better. Beauty in all forms is one of the most powerful forces in the universe.

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How Much House Do You Need?

December 15th, 2009
debt snowball, debtsnowball

This doesn’t just apply to actual houses. It applies to apartments, cars, and even possessions.




With so many people in debt to the credit card companies and the banks that hold mortgages the question about how much house do you really need is an important one.




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Is It Cheaper To Rent Or Buy Your Home?

December 10th, 2009
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This question; Is it cheaper to rent or buy your home, has been around for a long time. There is no set answer that works for everybody. In some situations there is no advantage with either way.

If you move often then always rent  your home whether it is an apartment, a house, or a condominium. Buying houses costs plenty of money up front. If you finance it you will be paying fees and interest to the bank. You will be paying for appraisal fees, closing fees, taxes, surveys, and who knows how many others get tacked on to the purchase.

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$30 Billion More Debt For Us

December 2nd, 2009
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Here at www.MrMoneyHelper.com I comment on ways to save money and politics when it relates to money. Thirty-billion dollars more per year will be spent on attacking people in Afghanistan. I don’t like it one bit. In case you didn’t know, I am not a Democrat or Republican. I am a Libertarian (with a twist). I believe in the Libertarian philosophy that states that there should be as little government as possible and that our country shouldn’t interfere with other nations unless they attack us.

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Underwater Mortgage, Upside Down Mortgage, What Should You Do?

November 25th, 2009
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What should you do if your mortgage is underwater or upside down? Those two terms when related to financial instruments mean more money is owed on the property than the current retail value. This is not a new situation in the world of finance. This situation was far more common in the automobile industry than the mortgage industry.

Often when people total their automobiles in a wreck the insurance company will not pay the full price of the remaining loan. The insurance companies claim that the car isn’t worth the amount of the loan. It is possible to sue the insurance company but that always costs more than the price difference they offer to you. This situation precipitated what is called gap insurance. Gap insurance is offered to people who finance cars. It is a contract that promises to pay the difference between what your insurance company offers you and the loan amount due. Consumers pay a fee to get gap insurance. It is a bet against yourself.

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