Tired Of Scams; Contact The FTC

January 30th, 2010 by Michael J. Beninate Leave a reply »

debt snowball debtsnowbal

Twice this week I’ve come across deals too good to be true. One of them originated from a telemarketing call. Apparently the national do not call list is meaningless to scammers. Only the real companies obey the laws.



This article could turn into a small book. I’ll keep it as brief as possible. Watch the videos at the bottom of the page. There is a place to complain about offers and deceptive advertising. Go to http://ftc.gov. This is the Federal Trade Commission. They set many regulations regarding money transfers and business in the USA. Thus they need to know about anybody who is a fraud or making suspicious offers, whether it is for products or money making scams.



The first instance was an automated telemarketing call. I let it play while I left the room. When I returned it was just to the point of asking for me to leave a message. I did leave my name and telephone number because I wanted to hear how I could make thousands of dollars per month from home doing nothing.



A man called me and was very obtuse. It took multiple times of asking him to tell me the type of product I would be marketing before he would tell me. He just wanted to tell me about the opportunity without telling me about the product.



To be brief he said if I paid him $9000.00 I would be signed up to receive the premium service of a paid marketing company who would do all of the telemarketing and follow up calls to close other people (make the sale). It is a one level multi-level marketing plan that pays me $9000 for each sale after I make my first one. Then I would be able to keep the future $9000 payments minus a small commission of $750 to him (the salesman).



I had the option of getting into that program for just $3500 today only. Here is the thing; why would someone like him spend his time trying to sign up people like me and you for a $750 commission if he could just be a participant in the plan and earn $9000 per sale? Why would anybody work for $750 when they could receive $9000? They wouldn’t.




How to recognize a scammer



They won’t give you a legitimate telephone number where you can call them later. They might give you a fake telephone number. Try it. Some of them are so confident that they will give you a real telephone number.



If the company has a web site is it a genuine business portal or just a front page with some links that don’t work? A real business will have many pages and good contact information. Go to http://www.Alexa.com/ and type the web address in the search box and learn about the company and how long it has been in business. There are many links there that can tell you about it. You should also go to http://betterwhois.com to look them up.


One thing about this telemarketer, he was a professional salesman and scammer. This type of call doesn’t come from somebody sitting at a telephone bank full of $8/hour workers reading from a script. This guy had many circuitous answers and had the skill to redirect the conversation away from my questions. Fortunately for me I’m really good at sticking to my questions until I get an answer. A real answer, not a bunch of words that say something else.



If your telephone salesman (or even one in person) starts to put you down once you’ve said no to him then you know you aren’t dealing with someone who wants to help you. You are dealing with a liar who is trying to belittle you into changing your mind. They try to make you feel that you will be a loser by not accepting their offer. They are also at that moment justifying in their own minds that they are right and you are wrong for refusing their ridiculous offer. They really start to believe their own offer is good and that you should take it. That is a sign of a crazy person. Don’t deal with them.



The salesman kept bringing up the name Christian Kinney and how he has made millions of dollars in the industry because he created a program to help other people contact prospects in the multi-level marketing industry. The salesman worked for “Christian Kinney” as one of the people that contacts others to help them earn money. I suspect that the name was made up. There aren’t too many web references with that name. I can’t verify that any web site with that name is connected to this telephone call. Just be wary. The name itself sounds a bit religious doesn’t it.




What was the product this guy wanted me to sell? He wanted me to buy into a digital training program that teaches about internet marketing using multi-level marketing. My $9000 would buy that course and the service that would call other people and get them to buy the $9000 course which would make money for me. The people who signed up would also get the same deal.



This my friends is called a pyramid scheme or Ponzi scheme. There is no real product. Each person pays into the system. That money moves upward to somebody above you in the chain. You then bring in others who pay. Their money eventually goes to you. The whole thing relies on getting more people. Eventually it collapses because not enough people join. This is also called gifting. Don’t join a gifting program no matter how it is presented.



I Love Multi-Level Marketing (MLM)!



I participate in two MLM companies right now. Both of them are related to the nutrition field. They each have real products that get sold and used. Both companies have products that can change your life. One of them has two products that can save your life and I’m not exaggerating when I say that. Download the free e-book samples at my site http://www.MrMoneyHelper.com and you will be able to follow the links to some really good audio, video, and PDF files about the products.



Multi-level marketing is one of the best ways a person can earn a part time living without needing to invest tons of money for a legitimate business program. Before you join one be sure to research the products AND comparable products.



I just have to put in a jab at this company called Monavie. They sell a really good juice product that does help you with your health. It costs about $200 per month to use their product with shipping. The thing is that if you bought regular grape juice for just under $5.00 per gallon you would get more juice for a fraction of the price of the Monavie drink and it would also have almost the exact same amount of anti-oxidant effects on your body. Just drink more grape juice for another $5.00 and you’ll have many more times the anti-oxidant value of Monavie. Draw your own conclusions.



The Second Offer This Week



I subscribe to many internet marketers newsletters. Most of them don’t teach much. They just offer products from other people on which they get paid a commission. That is called affiliate marketing. It is a very legitimate way to earn money and I do earn money that way too. There are affiliate links within my e-book. I only put things in there that I truly believe will help people. I only get paid if you make a purchase. Those links do not add any cost to you. The side of my web site has some affiliate links too.



In one newsletter I got a link to a video. The video was very long. Essentially it was telling me that if I bought the $97 course I would learn what others had paid $7000 (and then later on $900) to get. It would teach me exactly how to have hundreds of dollars coming in within ten days. The presenter said that she had been earning a multiple seven figure income for years using her techniques. Now she was willing to share it with me for only $97.



Here is what the disclaimer paragraph said:

“Any reference or income examples of my businesses and/or the examples of others are exceptional results, which do not apply to the average person and are not intended to represent or guarantee that anyone will achieve the same or similar results. This is not a business opportunity. The income of financial examples given are in no way meant as a representation of actual or possible earnings, nor are they meant as an inducement, promise, guarantee or prediction of income of any kind. No income claims, promises, predictions or guarantees are made of any kind. I have no idea how much money you’ll make or if you’ll make any money at all. I’m not promising, predicting, implying or even hinting that you’ll make a dime. Every business or marketing venture involves some degree of risk. It’s up to you to decide what’s right for you. All I can do is share what works for me.”



I like the line about not implying or even hinting you’ll make a dime.



If the results are exceptional then why is the whole video telling me that I can do it with ease? If it is easy to do then why are the results exceptional? There was something else missing on this page, testimonials. If I’m going to buy a course that will teach me how to have hundreds of dollars coming in within ten days then there should be other testimonials from people for whom this has worked spectacularly right?



Either the sales pitch is a lie or the disclaimer is a lie. They both can’t be true. I do understand that disclaimers are necessary in some instances. My MLM companies have them. They are business opportunities that require effort and work, but their disclaimers aren’t anything like this one. Essentially she is telling us that her whole presentation was just meaningless words.



If someone says they can teach you how to make thousands of dollars by buying their course they had better be able to deliver. The steps they lay out must work.



In MLM there are steps that do work and must be done. If the steps for promotion aren’t followed properly or enough times then you will never be able to build a business deliberately. Some people build large MLM businesses by accident. It is rare but it happens. Sometimes a product does so much good for someone that they tell everybody about it and the product just sells. I have a product that works like that.



I can’t say my products cure anything because it is illegal to make specific medical claims about any product that is not labeled or sold as a drug. Of course the government doesn’t always follow this rule because they promote eating vegetables and fruit to help you get proper nutrition. Technically they are close to saying foods are drugs if you go by the letter of the law.



I tell people to read the testimonials at my site http://DoNotDieYet.blogspot.com if they want more information. They are located in a large PDF file along with the patent for the epithelial cell cancer drug.



Please don’t fall for scams that promise tons of money without doing any type of work. All businesses require work or at least plenty of promotion and advertising.



Multi-level Marketing is a great way to have your own business. In your free sample of my book “How to Be Debt Free Fast!” you will learn about tax deductions available to people who create an MLM business in their home. Even if you don’t earn a penny with your MLM business you will save thousands of dollars per year on your taxes as long as you have that business in operation. Contact me and I’ll get you set up in your own MLM business that can actually save your life and the lives of people you love. It just might turn into a very profitable venture for you.



In conclusion, don’t send money to someone who called you or sent an e-mail to you unsolicited. If you requested the information then that is one step closer to dealing with a legitimate business. It’s no guarantee. It’s just one step closer to a real business person or company. Check them out. “Today only” offers aren’t always rip offs but sometimes they are.



I also earn some money using ebay. I know of two legitimate courses that you can buy to learn a tremendous amount about how to do well on ebay and other auction sites. They were written by true power sellers. I use that information to save money and earn more money than the average seller. If you want to know about them send a message to me. There are no links in the free samples about those courses.



This was a very long post but it could have been a small book. I hope you got something out of it. PLEASE comment below telling us about sites you think are scammers. Do not make them as links. Write them out as www dot scammer site dot com. That way we won’t be helping those sites get better positions on the internet. Remember to report such sites to the FTC. Their form is very easy to fill out and it gives you a place to type your comments about the sites. You’ll feel better when you do it.


Order “How To Be Debt Free Fast!” for only $24.98.

This is a printed book that you can order by calling

1 (877) 809-1659.
Call and speak to a real person Monday – Friday

9:00 am – 9:00 pm
and Saturday 9:00 am – 6:00 pm Eastern Time.
Request “How to Be Debt Free Fast” by

Mr. Michael J. Beninate.
Item number 245 760 899.
Have this information ready when you call.

You can also order the print version online any time of day or night at this link;

How To Be Debt Free Fast!

The e-book version is now available for only $12.95. Click this link to order.

Advertisement

Leave a Reply