Posts Tagged ‘Chase’

Where Is Your Money Invested?

February 9th, 2010
debt snowball debtsnowball

This article isn’t about saving money directly but it is about elevating your standard of living and saving your community and country (whichever it may be).



Where is your money invested? This is really simple. Would you like to save your local community and your state from financial problems? Would you like for there to be more jobs in your city? Would you like for more people to be able to afford their own homes and cars if they want them? Would you like to be able to afford more luxuries in your life?

Credit Card Protest/National Default Day Video Taking Off!

December 30th, 2009

debt snowball debtsnowball

Somehow Lita Epstein (a writer at  http://www.dailyfinance.com) found my “Credit Card Protest Video” at Youtube.com. Just by her linking to the video in her story about criminal credit card companies it has jump-started the movement. Here is the web address http://www.dailyfinance.com/story/lenders-write-off-more-credit-card-debt/19297958. Read all of the horror stories people have shared about their credit card companies in the comments section below her article.

This is the video posted at Youtube.com: http://www.youtube.com/watch?v=x0b8SNskoTE

This is the link to the story on this site: http://www.mrmoneyhelper.com/how-to-be-debt-free-fast/credit-card-protest-video-national-default-day-january-3-2010/

How Much House Do You Need?

December 15th, 2009
debt snowball, debtsnowball

This doesn’t just apply to actual houses. It applies to apartments, cars, and even possessions.




With so many people in debt to the credit card companies and the banks that hold mortgages the question about how much house do you really need is an important one.




Is It Cheaper To Rent Or Buy Your Home?

December 10th, 2009
debt snowball debtsnowball

This question; Is it cheaper to rent or buy your home, has been around for a long time. There is no set answer that works for everybody. In some situations there is no advantage with either way.

If you move often then always rent  your home whether it is an apartment, a house, or a condominium. Buying houses costs plenty of money up front. If you finance it you will be paying fees and interest to the bank. You will be paying for appraisal fees, closing fees, taxes, surveys, and who knows how many others get tacked on to the purchase.

$30 Billion More Debt For Us

December 2nd, 2009
debt snowball, debtsnowball,

Here at www.MrMoneyHelper.com I comment on ways to save money and politics when it relates to money. Thirty-billion dollars more per year will be spent on attacking people in Afghanistan. I don’t like it one bit. In case you didn’t know, I am not a Democrat or Republican. I am a Libertarian (with a twist). I believe in the Libertarian philosophy that states that there should be as little government as possible and that our country shouldn’t interfere with other nations unless they attack us.

Underwater Mortgage, Upside Down Mortgage, What Should You Do?

November 25th, 2009
debt snowball, debtsnowball,
What should you do if your mortgage is underwater or upside down? Those two terms when related to financial instruments mean more money is owed on the property than the current retail value. This is not a new situation in the world of finance. This situation was far more common in the automobile industry than the mortgage industry.

Often when people total their automobiles in a wreck the insurance company will not pay the full price of the remaining loan. The insurance companies claim that the car isn’t worth the amount of the loan. It is possible to sue the insurance company but that always costs more than the price difference they offer to you. This situation precipitated what is called gap insurance. Gap insurance is offered to people who finance cars. It is a contract that promises to pay the difference between what your insurance company offers you and the loan amount due. Consumers pay a fee to get gap insurance. It is a bet against yourself.

Credit Card Protest Video | National Default Day January 3, 2010

November 22nd, 2009

debt snowball, debtsnowball

I’ve seen what the banks have been doing to the population lately. It is really sad that the congress of the United States of America has done such a poor job of protecting the people of the country from usury. It has been going on for a long time.




It seems that banks have some type of plan to self destruct. They’ve been pushing the limits of what people can accept for decades. Now they have gone over the line and are committing suicide. Customers won’t put up with their new practices for long. This must be obvious to the people running the banks.

Part 4: Is A College Education Really Worth It? NO!

November 20th, 2009

Yesterday November 19, 2009, the State of California Board of Regents voted to raise tuition thirty-two percent per year for college students attending public universities. That brings up the tuition to about ten thousand dollars per year. This doesn’t include the fee increases for everything else at the schools.


Do you think that getting a college degree in any type of general studies program will get you a good paying job right now? How about for the foreseeable future? If you have an art degree you might be able to get a teaching job in a foreign country. Arts education isn’t really promoted in most school systems these days.